God has challenged me to write about how He will supernaturally pay off our mortgage in 5 years. I am a homemaker, my husband is a teacher, and we have three children. Our mortgage balance at the start of this blog is $97,802.62 with a projected payoff date of May 11, 2035.

Sounds foolish, huh? The Bible says that, "...God chose the foolish things of the world to shame the wise;..." So I am choosing to be foolish and trust Him. He's never let me down before.

Monday, March 24, 2014

A Tale of Two Deals

Today on the way to visit my mom, I went on a couple of small shopping trips.  Little did I know what bargains awaited me...okay I had some idea with my first stop because it was my second time there today.  The first time I went to CVS looking for a few items which I ended up not finding at the prices that I wanted.  But what I did find was a really good deal on razor refills...

When you go to CVS they have a kiosk where you can scan your rewards card to see if any coupons are awaiting you.  One of the coupons that it spit out was for $4 off any $12 or more razor purchase.  Another coupon was 20% off any regular priced item.  I remembered that I also had a $6 off manufacturer coupon at home for these razor refills.  I already have a brand new box of razor refills in my bathroom vanity, but I also wasn't gonna pass up a deal like this.  So I returned to CVS later that day to purchase the $19.99 razor refills--less a $6 manufacturer coupon, less a $4 off razor items CVS coupon, less a 20% off coupon for a grand total of $6.51.  See why I had to get them?

My next stop was the Giant out by where my mom lives.  In a previous post I talked about yellow tag meat. Well there are many other yellow tag items that Giant carries.  Most Giants have a three-tiered metal shelf in the frozen food section stocked with yellow tag items.  In addition to miscellaneous packaged foods (usually with dented or crushed outer containers) I love to buy the discounted bread.  It is usually bread that has an approaching "best by" date.  I will take it to use right away or just freeze it.  This is what I picked up today.

Each box of cereal was 92 cents, the cake flour was 74 cents, bread and rolls were anywhere from 31 cents to 74 cents.  All total I paid $4.86 for all of this food which was so cool because I had a 5-dollar bill and a 20-dollar bill and didn't even have to break my twenty--sweet!

Would I normally buy cake flour?  No, I have a 25-pound bag of flour sitting in my basement right now.  Just the same, the cake flour will not go to waste.  I've already used it to make cupcakes for two occasions this week.

After shopping adventure, I arrived at my mom's to show her and my sister the bag of goods I racked up and share the prices that I got them at.  Right away my sister smiled, walked over to the table, and dangled a pack of hamburger buns in front of me with none other than...a yellow tag.

Thursday, March 13, 2014

Happy Ending

A spontaneous note from our youngest topped off my 40th birthday this evening.  Priceless!

Monday, February 24, 2014

Delay Start

On my oven I have a 'Delay Start' button.

Say I'm out of the house for the day and want the oven heated up to cook dinner upon my return.  All I have to do is push the delay start button and the oven allows me to program the time that I want to begin  preheating up to the temperature at which I want to cook.  Voila!  I come home to an oven that is ready to cook food.

Lately it has been brought to my attention that I have a delay start mentality.  Twice in the last week I've caught myself knowing the good that I ought to do and delaying rather than doing it right away.  It has been driving me crazy!  It's like my brain is going, "Wait for it, wait for it..........now wait for it some more..."

My prayer is to break free of whatever fear I have and just do trusting God for the results.  May I already be fired up and ready to go whenever He's ready for me to get cooking!

Tuesday, January 21, 2014


This is the kind of prepackaged food that I love to find at grocery stores...

You've likely noticed that the boxes are crushed.  They look tampered with.  Undesirable.  Maybe almost like garbage.  So why in the world do I love to find boxes like these?

Well, what you may not be able to see is the price tag labels on the boxes.  The 12-pack boxes of Wheat Thins are reduced to $0.75 and the Skillet Basics dinners are reduced to $0.35.  Hello!  At those prices (less than half of what I'd normally pay) these products are valuable to me.  Yes, the boxes look contorted but the contents are still worth something.

In the same way, when we get crushed by life's circumstances it makes us more valuable to the kingdom. Why?  Because we've been through some stuff, survived it, and can now help someone else get through that same stuff and survive.  2 Corinthians 4:8 says

We are hard pressed on every side, but not crushed; perplexed, but not in despair; persecuted, but not abandoned; struck down, but not destroyed.

The next time you face a trial that presses you on every side, remember that God is allowing you to be crushed in order to craft you for His purposes.

Saturday, January 4, 2014

Poor Chips

The other day I was asking my 12-year old son what items he would like for me to pick up at the grocery store for his school lunches.  He asked if I would get some snacks like the ones I normally get.  They come in individualized bags but are sold separately instead of in a multi-pack.  I find them at the grocery outlets I shop at and they are anywhere from 4 for $1 to 8 for $1.  The price is on a sticker attached to each bag.

"Already got them on my list," I told him.

Then he said, "Yeah, the kids call them 'poor chips'."

"Why do they call 'em 'poor chips'?" I asked trying to get a sense of whether this was bothersome to him or not (which is tough to do with his personality).

"I don't know."  His typical answer.

"Wait, are these the same kids who trade food with you at the lunch table?"  I countered.

"Yeah.  They'll be like, 'I'll give you my drink for your poor chips'."

Just then my 13-year old pipes up.  "Yeah, my friends like the snacks that I bring for lunch, too.  They always trade me for their school lunch stuff."

When I was growing up 25 cent chips (or 13 cent chips for that matter) would not have been cool.  But in the same middle school cafeteria that I sat in over 25 years ago what's cool has changed.  Imagine that!

Thursday, January 2, 2014

My Many Miracles

I haven't talked in a while about my mortgage.  After all, the original aim of this blog was to show anyone who may read it the miracle I am trusting God to do--paying off our mortgage in five years.  We are currently in year two.  September of 2014 will be three years.  The mortgage balance is at $91,332.42 and I am still trusting God.

The reason that I can post about so many things aside from my mortgage is because God is so good!  He constantly blesses me, teaches me, and rebukes me as a good Father should.  If I were to look only at what I don't see happening in my mortgage balance, I would be missing all that I do see happening around me on a daily basis.  My neighbor's two-year prayer answered.  My seven-year old's sorrow in lying.  Finding freedom from fear.  A warmth inside of me that cannot be taken on a 20 degree day.

I look forward to seeing how and when God will pay off my mortgage, there's no doubt about that.  But in the meantime I am content in seeing the daily miracles that remind me of His faithfulness.

Saturday, December 14, 2013

Healthy Wealthy and Wise Interview

Ross and I were interviewed last month on the internet radio program "Healthy Wealthy and Wise".  The show shares with listeners how to be physically, financially, and spiritually fit.

The segment that we participated in dealt with the financial realm of health (surprise, surprise :-)  We share about why we made the decision to get out of debt and the emotional issues that occurred along with that decision.  May the Lord use our words to grow His Kingdom.

Healthy Wealthy and Wise (finances)