God has challenged me to write about how He will supernaturally pay off our mortgage in 5 years. I am a homemaker, my husband is a teacher, and we have three children. Our mortgage balance at the start of this blog is $97,802.62 with a projected payoff date of May 11, 2035.

Sounds foolish, huh? The Bible says that, "...God chose the foolish things of the world to shame the wise;..." So I am choosing to be foolish and trust Him. He's never let me down before.

Tuesday, April 26, 2016

Routine Rest

Do you ever thank God for your daily routine?

Today I did some early morning shopping with Story after Blaise left for school.  Once we finished and got home, I laid him down for his nap, and put groceries away.  When I went upstairs to grab a sweatshirt, there he was in his crib sound asleep.

Seeing this made me pause and say, "Thank you God that he is asleep.  Thank you for everyday that he reliably takes his nap.  I am so grateful that You've given him a daily routine that I can count on just like I can count on You."

Wednesday, April 6, 2016

Fools Rush In

"Is it a need or a want?"

After people read my book Personal Finances Personal Freedom, this question is often the big take-away.  Rather than spending on auto-pilot, they recognize the benefit of pausing long enough to answer this question and then make a sober decision.

In my quest to work on building up my business, I am looking at businesses in the Bible.  Today I looked at the "Wife of Noble Character" in Proverbs 31.  She is often looked at as the prototype of a godly wife, but she was also a successful businesswoman.

One of the verses that gave me pause was, "She considers a field and buys it;..."  Considers.  The woman did not rush her decision, but was thoughtful, contemplative. 

The next sentence says, "...out of her earnings she plants a vineyard."  So this verse tells me two things.  First, the field was an investment.  She put money into it to make money.  Second, she saved up her money to make another investment.

In the end, scripture declares the Wife of Noble Character as a woman who "fears the Lord" and "is to be praised."  My take-away from her is that wisdom waits on the Lord.

More Stress? More Mess? Please Yes!

"At the end of the day I am more tired now than when I was pregnant!"

I was speaking to a friend in her 40s like me who is enchanted with the thought of having another baby.  Her two kids are school age.

It was about two years ago that we discovered we were pregnant--unintentionally.  Initially, I struggled to accept that I was going to have to care for another kid rather than celebrating that I get to raise another child.  God spoke a message of encouragement directly to me and immediately the Holy Spirit changed me from the inside out.  I was a happy pregnant woman!

But that little bundle of boy wears me out!  My five senses are perpetually piqued to anticipate his every move.  Regularly my arms are given a workout toting his 28-pound frame.  Mentally I toil in preparation for excursions away from our home trying not to miss anything needed for him, inevitably forgetting something needed for me.

Even still I would not change one thing.  I love seeing the world through his eyes.  I love seeing our older kids loving seeing the world through his eyes.  God made Story so that he fits right in with the Webbs.  He gets us.  He knows he's one of us.  He belongs.

Monday, March 21, 2016


I have been putting off writing about this.

2016 will be the five-year anniversary of "My Mortgage Miracle".  Anniversaries are occasions for celebration, right?

Well, I hesitate to celebrate because this year also marks the deadline for the miracle that I am expecting God to perform--paying off our now $78, 822.74 mortgage.  Quite honestly, I'm getting nervous.

Why?  Because did I hear Him right?  Am I sure this is what He spoke to me?  Yes, our mortgage has gone down significantly, but that's just from our regular monthly payments.  We haven't had any windfalls that we could add to the principal balance.  It's like when we had credit card bills and could only afford the minimum payment.  That's just where we're at.

As I was thinking worrying about this recently, trying to figure out how we could tighten our belts even more to make this miracle happen, God interrupted.  I cannot quote God verbatim, but what follows is something like what might have been his end of our conversation.

"I never said that I was going to pay off your mortgage the same way I paid off your consumer debt.  My ways and my thoughts are not like yours.  Stop trying to figure me out and trust me.  Trust me based on everything I've been through with you.  Trust me because I am God."

He showed me scripture that spoke of his promise to give Abram a land of his own.  It reads, "Go, walk through the length and breadth of the land, for I am giving it to you." Genesis 13:17  Next to that scripture I had previously written, "our debt" and "being debt-free".

Understand that I am not completely doubt-free.  Still there are times when I dwell on what I don't see rather than having faith in what is unseen (Hebrews 11).  But I am comforted by how God takes the time to meet me where I am in my weakness.

Wednesday, March 2, 2016

Pizza Party

Our son Blaise's 10th birthday was last month.  Instead of having a party we agreed upon an outing with a friend.  Skyzone was the venue of choice and a friend from church was his companion for the evening.

Can anybody relate to the "belated birthday celebration"?  It's when your household has so many other things going on that celebrations are put off until weeks after the birthday has come and gone.  Before anyone calls Children and Youth on us, keep in mind that we do acknowledge the birthday as well as celebrate as a family on the actual day.  The party part however is delayed for lack of time.

Well, today is the day.  Blaise's friend will come over after school to have dinner with us and then we'll head to Skyzone for trampoline fun.  In lieu of taking the boys out to a meal or delivering pizza in for a meal, I am making my own pizza.  Homemade pizza is a staple in our household.  Ross would make it in the early years of our marriage when I had ZERO interest in cooking anything that didn't come in a box.  Watching him knead that dough made my head spin as I thought, 'I could never learn to do that!'  Well, now I am the regular maker of the dough (although I did never learn to knead because my KitchenAid stand mixer's dough hook does that grunt work for me.)  Below are the ingredients needed to make a killer pizza dough.

I usually purchase a 3 pack of yeast then knock out three doughs one right after the other while my mixer is out.  It takes me about 30 minutes to do all three.  Next is the rising process.  A nice sunny spot by the window helps this process along quite nicely!

Finally toppings...I did one with basil and cheese and one with sausage and cheese (shown below).  I could've kicked myself because I wanted to use feta cheese with the sausage but I forgot and used mozzarella.  I purchased a 5 lb. bag of feta for $9.99 at my favorite grocery store last week and have since been incorporating it into every meal known to man :-)

And finally the end product...two fabulously delicious pizzas (as confirmed by our little birthday party guest who exclaimed during dinner, "I need to come to your house more often to eat!") made with ingredients we already had in our kitchen. 

Pizza party, anyone?

Friday, February 5, 2016

Mess vs. Message

Easing into my living room chair one morning, I breathed a sigh of relief.

'This is my time', I thought to myself.

It was early morning and I was the only one awake.  By no easy effort, I have made a discipline of getting up before the rest of my family to have time alone with God.

Not too long after my back hit the back of the chair, my eyes looked at what lay before me on the living room floor.  Toys laying askew with books thrown in the mix-evidence of our one-year old son Story's presence the day before.  A typical toddler mess.

 I sat staring at what lay before me, not wanting to move to tidy it up.  After a bit, I looked more closely at the "mess" and began to smile.

I was sadly mistaken.  What the living room floor was really cluttered with was a message, not a mess.  Books about Jonah and Moses, along with a kids devotional book were scattered about declaring God's word and faithfulness to our son.  How happy it makes me to know that our son is learning the message of Jesus as a child now so that he won't be a mess as an adult later!

Tuesday, January 12, 2016


I'm back!  Had to share about God's faithfulness in providing.  Most recently he's done the following:
  1. Allowed us to cancel a "free" trial Amazon Prime account that turned into a not legit Amazon Prime account because the trial expired.  Our credit card was billed $104.73 and every last penny is being refunded even though I was late in cancelling the trial.
  2. Given favor by having a Ph.D. offer his expertise to our church free
  3. Placed on my sister's heart to bless our family with a bag of household goods she purchased with her coupon know-how (see below)
I am grateful and just had to share.