Our car is getting older. It is a 2001 model. Needless to say I've been thinking about the next vehicle that we might purchase and exactly how we would purchase that vehicle.
We have savings enough to cover expenses for at least three months if Ross were to lose his job. We are consumer debt-free and don't want to go back into debt to pay for a new car. So in October we decided to create an additional savings account for a vehicle.
So far there is just about $100 in the fund. It seemed almost embarrassing at first to have an account for a car with so little money in it. But God reminded me that no money will be saved if I do not open an account in the first place. So I did my job of opening it and I'll let God do his job of filling it up.
Today I went into the bank and saw the guy behind the counter working that had waited on me the last time I made my deposit into our "car fund", which is how it's labeled. I secretly hoped that he wouldn't be the one to wait on me again as I made my meager deposit of $20 into the account. But wouldn't you know it, "I can help the next person in line," he calls to me.
"I'd like to make some deposits," I say as confidently as possible. I had some other money to put back into the bank as well. I plug in the numbers for my account as his eyes scanned the screen.
"Ah, yes, the car account, I remember," he said knowingly.
"Yep, we're saving up for our next car."
"You know we can help you reach that goal in less than 24 hours. Have you seen our interest rates lately?"
"No I haven't," I answer politely.
"2.99% for any loans up to 3 years."
"We don't want a loan. We want to buy a car with cash," I answer with a smile.
He nods and doesn't press the issue. Surely he saw what I did. Only $100 in the bank...But isn't it just like God to bring about such a conversation with this particular teller so that He can be glorified in seeing what only God can do.
